INCREDIBLE BUYER INCENTIVES! Sellers are offering a temporary INTEREST RATE BUYDOWN for up to 2 years PLUS $3,300 toward closing costs to cover 1 year of CDD fees and HOA dues, major savings for your buyers! Welcome to this beautifully appointed 4-bedroom, 2.5-bath home with a PRIVATE OFFICE, located in the highly sought-after Tributary community. Designed with functionality and style in mind, the OPEN-CONCEPT main level features a chef-inspired kitchen complete with a large island, QUARTZ Countertops, stainless steel appliances (including a GAS RANGE), and generous space for entertaining. Upstairs, enjoy a versatile LOFT AREA, convenient upstairs laundry, and FOUR SPACIOUS BEDROOMS, including a luxurious owner's suite with tranquil POND VIEWS. Step outside to your own backyard retreat! The fully fenced yard features a SCREENED-IN LANAI and extended paver patio, ideal for outdoor dining, relaxing, or hosting friends and family. Living in Tributary means RESORT-STYLE AMENITIES right at your doorstep: a sparkling pool, modern fitness center, playgrounds, dog parks, pickleball courts, and an expansive clubhouse that hosts frequent events and is available for private gatherings. All of this just a short drive to I-95, Jacksonville International Airport, and the beaches of Amelia Island. This home is move-in ready and packed with valueschedule your tour today before it's gone!