This listing qualifies for NO PMI 100% loan options and grant programs, up to $8,500 towards Down Payment, Closing Costs and/or prepaids. Perfect Location! This charming 3-bedroom, 2-bathroom end-unit townhome with a 2-car garage is in a highly sought-after area, just minutes from The Towncenter's shopping and dining, 9 miles to the beach, and close to Mayport Base! Step inside to an open and airy floor plan, featuring a spacious kitchen, a formal dining room, and a cozy living room with soaring vaulted ceilings. The home is bathed in natural light, thanks to several new energy-efficient windows (installed in 2022) with a transferable warranty, and the stunning new double French doors that lead to the backyard. Enjoy your own private, gated courtyard at the front. The backyard is an oasis an ideal space for relaxing or entertaining fully fenced for privacy and easy to maintain, with a large sunshade and heavy-duty posts with hooks for ultimate comfort during those warm Florida days. Recent updates include a brand-new HVAC system (2023) with warranty, a roof (2018), new kitchen appliances, and a whole-house water softener. The HOA takes care of mowing and fertilizing the front yard and common areas, making maintenance a breeze.