***GET A 1% CREDIT TOWARDS CLOSING COSTS WITH SELLER'S PREFERRED LENDER! Most people searching in Saint Johns want a great school district, space to stretch out, and freedom from HOA rules. This home offers all three, plus a few surprises you'll love! Imagine coming home to a quiet cul-de-sac where the only sounds are birdsong and your kids riding bikes with neighborhood friends. Picture cool evenings by the gas fireplace, weekend cookouts on the patio, and lazy afternoons floating in your private pool, shaded by mature trees. Set in the highly sought-after Fruit Cove Woods neighborhood in Saint Johns, this home offers rare value: no HOA or CDD fees, a .66-acre lot, and a location zoned for some of Florida's top-rated schools. The interior welcomes you with a spacious split floorplan, natural light, and functional flow. The living area features a gas fireplace and wet bar, perfect for cozy night Just beyond, a fully enclosed sunroom lined with oversized windows brings the outdoors in. An ideal space for reading, relaxing, or morning coffee with a view of the pool. The primary suite offers privacy and direct access to the sunroom, while two additional bedrooms give everyone space to recharge. Outside, discover the ultimate backyard retreat: Sparkling pool with sun shelf Covered patio with gas grill hookups Expansive yard with endless potential Powered detached workshop with screened extension. Ideal for hobbies, storage, or creative space. And here's the bonus: a 1% lender credit available when you use our preferred lender. That's up to $5,000 toward closing costs or buying down your rate. Homes like this with space, flexibility, and freedom are hard to find under $600K in Saint Johns. So instead of wondering if the "perfect home" is still out there... ask yourself this: What if it's already here? Schedule your private tour today and see how it feels to stand in a place that already feels like home. The fully enclosed sunroom (approximately 192 sq. ft.) is included in the total heated square footage of 1,880 sq. ft. While the sunroom does not have its own dedicated heating and cooling system, it is a functional and versatile living space that enhances the home's indoor-outdoor feel. Buyer to verify all measurements and square footage.