*2.75% Assumable Loan!* Must-See this beautifully maintained 5-bedroom, 3-bathroom split floor plan pool home in the sought-after gated community of Margaret's Walk. This home boasts a spacious and open layout, featuring a gourmet eat-in kitchen with 42'' cabinets, a gas stove, new appliances, and a convenient breakfast bar. The home also includes formal living and dining rooms, a cozy family room, and soaring 10' tray ceilings. The owner's suite is a retreat of its own, with custom-designed wainscoting and valances, a luxurious bathroom featuring his-and-hers vanities, a garden tub, a private water closet, and a vaulted ceiling. Rest easy during storms with the included Generac generator. Step outside to the newly screened enclosure and enjoy the heated pool, perfect for year-round relaxation without the nuisance of Florida's bugs. The oversized two-car garage is a car enthusiast's dream, offering ample space to accommodate a classic car while leaving room for additional storage or vehicles. Residents of Margaret's Walk enjoy access to a private park and garden area, ideal for leisurely strolls and unwinding. A pedestrian dock leads to the St. Johns River, perfect for taking in the natural beauty and serenity of the waterfront. As part of Fleming Island Plantation, homeowners gain access to a host of amenities, including tennis, volleyball, and basketball courts, playgrounds, and two poolsone featuring an exciting giant slide. Margaret's Walk is governed by its own HOA and also falls under the Fleming Island HOA and Community Development District (CDD), ensuring well-maintained amenities and a welcoming community atmosphere. Margaret's Walk seamlessly blends natural beauty, waterfront access, and resort-style amenities, making it a perfect place to call home in the heart of Fleming Island.