Offering a 4.62% Assumable V.A. Loan option for those who qualify! Buyers will receive a $2,000 credit towards closing costs or rate buy-down when using preferred lender! Welcome to this beautiful 4-bedroom, 2.5-bathroom AS-IS home located in the desirable Yellow Bluff Landing neighborhood on Jacksonville's northside! This spacious property features an open-concept kitchen with a cozy nook that flows seamlessly into the living room, making it perfect for entertaining. You'll also find a versatile flex space that can be tailored to your needs, a welcoming foyer, and convenient under-stairs storage. Upstairs, enjoy the added bonus of a loft area, ideal for an office or additional lounging space. The large screened lanai overlooks a fully fenced backyard with no homes directly behind, providing a peaceful and private outdoor retreat. Yellow Bluff Landing offers fantastic community amenities, including a gym, pool, tennis courts, and an open field! You'll love the proximity to RiverCity Marketplace, where you'll find excellent dining, shopping, and entertainment options, with easy access to the 295 beltway and I-95 for a quick commute. Don't miss the opportunity to make this amazing home yours in one of Jacksonville's most sought-after communities!